Financial Planning for Business Owners
connect personal wealth and company success
Your Retirement Plan Solution
Estate & Trust Advisors offers a fully customizable service platform designed to meet the needs of plan administrators, employee participants, and company leadership. Our team provides the expertise, independence, and transparency needed to manage your company’s retirement plan with confidence.
As a registered investment advisor (RIA) managing over $125 million in client assets, we bring decades of fiduciary experience to every relationship. Our role is to simplify plan oversight, enhance employee engagement, and ensure every recommendation is made solely in your best interest.
Services for Business Owners
Benchmarking Your Plan for Better Results
Your company’s retirement plan should perform as well as the business it supports. Estate & Trust Advisors begins every relationship with a thorough plan benchmark to evaluate performance, cost, and fiduciary compliance.
- Fund lineup costs, returns, and diversification.
- Provider service agreements and value comparisons.
- Fiduciary exposures and 404(c) requirements.
- Investment Policy Statement (IPS) structure and education policies.
Employee Education and Engagement
Financial confidence improves workplace satisfaction and retention. That’s why we go beyond plan design to provide personalized education and advice for your team.
- Understanding investment choices and risk.
- Retirement income planning and Social Security
- Budgeting, debt management, and saving for college
- Estate and tax planning fundamentals
A well-structured retirement plan is more than a benefit — it’s a reflection of your company’s values.
Why Business Owners Choose Estate & Trust Advisors
For nearly three decades, Estate & Trust Advisors has helped Northbrook businesses align company and personal financial goals. Our team’s experience in investment management, retirement plan design, and fiduciary oversight gives business owners the clarity and confidence they need to make smart, lasting decisions for themselves and their employees.
What is your role as a fiduciary for business owners?
As fiduciaries, we act solely in your best interest when advising on company retirement plans or personal planning decisions. Our guidance is completely independent, transparent, and free of conflicts of interest.
Can you help evaluate or improve our existing company retirement plan?
Yes. We benchmark and review your plan’s fees, investment lineup, provider agreements, and fiduciary documentation. Our analysis identifies areas for improvement and ensures compliance with Department of Labor standards.
Do you assist with employee financial education?
Absolutely. We host educational sessions tailored to your company’s culture and demographics, helping employees understand their benefits, make informed investment decisions, and strengthen overall financial wellness.
Do you help with exit or succession planning?
Yes. For owners approaching retirement or preparing for a sale, we create transition and post-sale strategies that align timing, structure, and tax efficiency with your long-term goals.
